J.F.C. INC. Joel's Auto Wholesale

Buy Here, Pay Here auto loans

Quality Used Cars

No Credit Check auto financing

J.F.C. INC. Joel's Auto Wholesale's related finance company, credits our customer accounts $200 for every person they refer that opens an account with J.F.C. Inc. After the 10th person opens an account with J.F.C. Inc., your title is released and no further balance is owed on your loan. Please notice this is for the customer opening a loan with J.F.C. Inc and not the purchase of a vehicle.

All finance terms are calculated at 29.90%. With $1000 service contract included with all displayed figures of payment and down payment. While there is no credit check, approval is based on customer having a valid, current VA driver license, proof of residency in the local 7 cities (Norfolk, Chesapeake, VA Beach, Portsmouth, Suffolk, Hampton, Newport News), proof of income, comprehensive and collision car insurance and the posted down payment.  Dealer/Finance company reserves the right to disqualify applicant based on previous negative account history including but not limited to account default, repossession, vehicle abandonment, storage/mechanic lien, account remaining balance from outstanding insurance claim.
$249.00 dealer processing fee on all sales.